The Petal Visa card is an excellent starter card for those who have no credit history. Unlike many cards for those with limited credit, it requires no security deposit, and also has no fees of any kind, including no annual fee. You can qualify for a credit limit between $500 and $10,000.

The card allows you to earn up to 1.5% cash back on your purchases over time, and it even offers benefits like secondary auto-rental insurance.

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